Savings Rates


Savings Rates

Type Dividend Rate APY** Term (Months)
Christmas Club Savings 0.10% 0.10% --
Regular Share Savings 0.10% 0.10% --

**APY=Annual Percentage Yield. Minimum deposit of $5.00 to open a Share Savings/Christmas Club Savings. Minimum balance to earn APY is $5.00. The rate may change after account is open. Christmas Club Savings – If you withdraw from the Christmas Club Savings, you may be charged a fee. Fees may reduce your earnings. Please see Fee Schedule. Call SHPFCU at (800) 282-3006 for complete information.


Blue Max Savings

Type Dividend Rate APY** Minimum Balance
Blue Max $2,500 to $9,999 0.75% 0.75% Minimum balance to earn APY is $2,500
Blue Max $10,000 to $24,999 0.80% 0.80% Minimum balance to earn APY is $10,000
Blue Max $25,000 to $49,999 0.90% 0.90% Minimum balance to earn APY is $25,000
Blue Max $50,000 to $99,999 0.95% 0.95% Minimum balance to earn APY is $50,000
Blue Max $100,000+ 1.05% 1.06% Minimum balance to earn APY is $100,000

**APY=Annual Percentage Yield. APR=Annual Percentage Rate. Minimum Deposit of $2,500 to open a Blue Max account. The rate may change after account is open. Membership required to to open a Blue Max Savings account with SHPFCU. Call SHPFCU at (800) 282-3006 for complete information.


Share Certificates

Type Dividend Rate APY** Term (Months)
6 Month Share Certificate 1.65% 1.66% 6 Months
12 Month Share Certificate 1.90% 1.92% 12 Months
18 Month Share Certificate 2.00% 2.02% 18 Months
24 Month Share Certificate 2.25% 2.27% 24 Months
36 Month Share Certificate 2.50% 2.53% 36 Months
48 Month Share Certificate 2.60% 2.63% 48 Months
60 Month Share Certificate 2.75% 2.79% 60 Months

**APY=Annual Percentage Yield. You may elect to receive dividends paid monthly, quarterly, or annually. The APY listed above assumes monthly dividends. The minimum balance to open a share certificate is $500.00. A penalty may be imposed for early withdrawal. Membership required to to open Share Certificates with SHPFCU. Call SHPFCU at (800) 282-3006 for complete information. Share and Certificate rates are subject to change at any time.